SME Package

The SME business today operate in a tough yet dynamic environment. In order to stay ahead of the game, you have to focus more on your day-to-day business with limited time at hand to care for other concerns. While the size of your business may be comparatively small, you have to maintain the same standards of corporate governance, employee welfare and liability as the larger companies. Therefore you require a suitable packaged insurance policy to protect your assets, liabilities and employees from the risks associated with operating a business.

What does a Business Insurance Package cover?

This type of insurance covers almost all business types, including (but not limited to):

Professional Services: Accountants, Consultants, Lawyers, PR/Marketing, Architects, Surveyors, Logistics, Engineers, etc.
Personal Services: Spas, Salons, Gyms, Massage therapists, Barbers, etc.
Construction: Construction contractors, Electricians, Construction supplies, other construction-related services, etc.
IT Services: Web developers, Networking, Cybersecurity, etc.
Financial Services: Real estate agencies/brokers, Financial advisors, Hedge funds, etc.
Education: Tuition centres, Childcare centres, etc.
Wholesalers: Consumer goods, Industrial goods, Chemical goods, Agricultural goods, etc.
Healthcare: Western clinics, TCM clinics, Chiropractors, etc.
Retail: Clothing, Consumer goods, Health supplements, etc.
Food & Beverage: Restaurants, Cafes, Pubs/Bars, Catering firms, Food court stalls, Hawker stalls, Food kiosks, etc.
Manufacturing: Industrial, Electronics, Chemicals, Agricultural, etc.
Warehousing: Commercial storage firms
Non-Profits: Charities, NGOs, etc.

Essentially, Business Package Insurance insurance covers businesses in Singapore that either operate out of an office, a retail store, a personal services shop, a food/beverage outlet, a clinic, or a factory/warehouse.

Business Package Insurance bundles together most of the common coverage that SMEs need:

Commercial Property Insurance
Inventory and Building Contents Insurance
Fire Insurance
Business Interruption Insurance
Public Liability Insurance
Group Personal Accident Insurance
Goods In-Transit Insurance
Fidelity Guarantee Insurance
Money Insurance
Work Injury Compensation Insurance (only some insurers offer this, depends on the policy).For Small and Medium Enterprise business owners, you can get Work Injury Compensation Insurance quotes online here.
Product Liability Insurance (depends on the insurer)

We recommend combining your Business Package Insurance with a few other core policies to provide maximum protection. Get an online quote today!

Do I need a Business Insurance Package?

Business Package Insurance is one of the most common types of insurance SME owners will buy.
This insurance is highly beneficial for:

How much Business Insurance do I need?

Our online platform will automatically recommend you the appropriate business insurance coverage amount based on several key factors:

If you have more than $25 million in annual revenue, or more than 25 employees, you’ll need a more tailored plan with even greater indemnity. If this is you, get in touch with our expert brokers to start crafting your custom policy today.

What is the cost of a Business Insurance Package for small businesses in Singapore?

If you’re curious about how much an SME business insurance package would cost, just contact us and we will get back to you as soon as we can!

Why choose Us !?

Experienced

All of our staffs have up to 15 years of experience in the industry, offering competitive quotes and professional advices that best fit your personal and business needs.

Reliable

We have built good relationship with reputable and reliable insurers to provide you with the best quotation for you and your business needs.

Unique

Other than offering insurance products, we also provide services in re-financing and financing your newly purchased personal and commercial vehicle.